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Micro, Small, and Medium Enterprises (MSMEs) are the growth engines of the economy. To support them, the government has revamped the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme. The corpus has been increased, and the guarantee coverage has been expanded, allowing lenders to offer collateral-free loans more aggressively. Additionally, the cost of credit guarantee has been reduced. MSME owners should actively explore these options to fund their expansion plans without diluting equity or pledging personal assets.